Sticking to a budget is HARD. Just as hard as sticking to a fitness
plan! But both are equally important to living a healthy lifestyle. To make
sure you keep to your plan on each level, here are some tips to take into
consideration.
1. Make A Debt Diet Plan, And Stick To It This first one sounds like a no-brainer, but
it’s often the start-all, end-all for both keeping your weight and wallet in
check. First step, you’ll have to tighten up your belt on other expenses,
whether by reducing or eliminating them. Then, start paying off that debt!
2. Resist Splurging Every diet and weight loss plan you’ve come
across has ultimately come down to one thing;
Eat less, exercise more. In financial speak, it’s spend less, save more!
Your chances of financial success will
increase if you are aware of (and get rid of!) unnecessary spending. Do you really need that ice cream cone? Do you have to get that second pair of shoes?
Keep your spending top of mind.
3. It’s A Marathon, Not A Sprint Those “get rich quick” and “lose 20lbs in two
days” schemes are just that-unrealistic. It takes time, energy, and willpower
to reach health and wealth goals. Buddying up for a fitness program increases
your chances of following through- and having a financial friend help you stick
to your money goals increases your chances of building your savings! Walk
instead of shop, make dinner instead of eating out, and catch a good show on
Netflix instead of dropping cash at the theater. You’ll probably have more fun
that way, anyways!
No matter how you choose to start and continue with your fitness and
financial programs to reach your goals, getting started is the first step. Just
like a gym is there for you in your time of need, so is your local credit
union! Stop in and see what credit union professionals can help you with to get
your financials in check.
Don’t forget to follow Honor on Twitter @honorcu! Tweet us and let us know what you want to
hear us talk about on Mason Jar Monday next week using #askhonorcu!
To listen to 97.5 Y-Country’s Wild Bill and Honor’s Kaylee Williams talk about financial fitness, listen to the Mason Jar Monday episode below.
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