Wednesday, November 19, 2014

Three Tips To Save On Holiday Shopping



There’s only 9 days left until the biggest shopping day of the entire year!  Whether you are planning on braving the Black Friday crowds bright and early or sleeping in and wait for the crowds to disburse a little bit, here are three tips to save your wallet this holiday shopping season!

1.  Plan ahead and stick to your mission!  The aisles and displays at stores are meant to draw you in and inspire you to fill that cart fuller.  Avoid impulse buys that you don’t really need by making a solid plan of what you want to accomplish beforehand and stick to it!  Along these lines means making and sticking to a budget, too!  Online budgeting tools, like Honor’s MoneyDesktop, can help you figure out what your budget is and help you stay disciplined in sticking to it!

2.  Price-Match!  More and more stores are willing to match prices, but you’ll never know unless you ask!  Take advantage of that smart phone in your pocket and do a quick search of items you find in the store you are currently in to make sure it’s not cheaper elsewhere.  If it is, show the cashier your smartphone and see if they will match it!  The most they can say is no!

3.  Coupons! Coupons! Coupons!  All that mail that you typically put right in the recycle bin or emails you usually swipe to delete before opening might be worth a second look this time of year!  Paying attention to who is having the sales will help you create your plan and stick to your mission like we mentioned in tip #1!  The dollars that some of those coupons can save you collectively can really add up meaning extra money that stays in your mason jar!


Don’t forget to follow us on twitter @honorcu and let us know what you want to hear about next week using #askhonorcu! 



Source - http://www.bankrate.com/financing/saving-money/jean-chatzky-4-holiday-shopping-secrets/?ic_id=News4

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