Tuesday, June 16, 2015

You Gotta Buy Food…But You Don’t Have To Break Your Budget


With food costs rising and falling and rising again, it’s hard to stick to a budget and save a few dollars at the grocery store. Not to mention the hassle of looking for the best bang for your buck! Here are a few simple tips to follow that will help you stay on the right financial track when it’s time to load your cart.

1.      Don’t shop when you’re hungry - You’ve heard it before, you’ve heard it a thousand times. If you grocery shop on an empty stomach, chances are you’ll end up with a lot more in your cart than what’s on your list and in your wallet. Plan out your shopping trip and go after you’ve had a satisfying meal at home. You’ll be able to concentrate on your shopping and be able to differentiate between needs and wants easier.

2.      Don’t shop on a time limit - If you’re crunched for time when you stop to shop, you’ll end up grabbing the first product you see with the label “spaghetti sauce” on it, rather than looking at all of the brands of sauce and choosing the better deal. If you have less time to check all of the brands and prices, you’ll most likely spend a lot more than you anticipated.

3.      Make a list - Before you go to the store, make a clear and concise list of everything that you NEED. Don’t put down that Ben & Jerry’s ice cream you’ve been thinking about all day- unless you plan it into your budget. Temptations for buyers are everywhere at the grocery store. Avoid them with a specific list.

Saving while will truly bring a long list of benefits in your life. Just like any other changes, this can be a monumental challenge and oftentimes, you won’t realize its importance until you see it clearly i.e. the savings building in your credit union account!
Don’t forget to follow Honor on Twitter @honorcu!  Tweet us and let us know what you want to hear us talk about on Mason Jar Monday next week using #askhonorcu!

To listen to 97.5 Y-Country’s Wild Bill and Honor’s Kaylee Williams talk about saving at the supermarket, listen to the Mason Jar Monday episode below.


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